Terms of Service

1. Acceptance of Terms

By accessing and using the website at loancos.org (the "Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you must not use this Website.

These Terms apply to all visitors and users of the Website. They are governed by the laws of the Federal Republic of Germany.

2. About This Website

This Website is operated by LOANCOS GmbH, a company registered in Germany, with its registered office at Eschersheimer Landstraße 50–54, 60322 Frankfurt am Main, Deutschland.

The Website is provided for informational purposes only. All content on this Website describes the general nature of our business activities and is not intended to constitute a commercial offer, binding proposal, financial advice, or solicitation of any kind.

3. Informational Purpose

All content published on this Website — including descriptions of services, industry information, and company information — is provided strictly for general informational purposes. Nothing on this Website constitutes:

• Financial, investment, legal, or regulatory advice of any kind;
• A contractual offer or invitation to contract;
• A guarantee of any particular outcome or result;
• A solicitation directed at any specific individual or entity.

Visitors requiring specific professional advice in connection with their individual circumstances should consult appropriately qualified professionals.

4. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, and the overall design, is the intellectual property of LOANCOS GmbH or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws.

You may access, view, and print content from the Website for personal, non-commercial use only. Reproduction, redistribution, modification, or commercial use of any content without our prior written consent is strictly prohibited.

5. Acceptable Use

By using this Website, you agree not to:

• Use the Website for any unlawful purpose or in any way that violates applicable laws or regulations;
• Attempt to gain unauthorised access to any part of the Website or its underlying systems;
• Transmit any unsolicited commercial communications via the Website;
• Introduce malicious code, viruses, or otherwise disrupt the operation of the Website;
• Scrape, harvest, or collect data from the Website by automated means without our prior consent;
• Misrepresent your identity or affiliation when using the contact form or communicating with us.

6. Third-Party Links

The Website may contain links to third-party websites for reference or convenience. These links are provided solely as a convenience and do not imply endorsement of the linked website or its content. LOANCOS GmbH is not responsible for the content, availability, or privacy practices of any third-party website. Access to third-party websites is at your own risk.

7. Disclaimer of Warranties

The Website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. LOANCOS GmbH does not warrant that:

• The Website will be available at all times or will be error-free;
• The information on the Website is complete, accurate, or current;
• The Website is free from viruses or other harmful components.

To the maximum extent permitted by applicable law, we disclaim all warranties, express or implied, in relation to the Website and its content.

8. Limitation of Liability

To the fullest extent permitted by German law, LOANCOS GmbH shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from or in connection with your use of, or inability to use, the Website or its content.

Nothing in these Terms shall exclude or limit liability for fraud, death or personal injury caused by negligence, or any other liability that cannot be excluded or limited under applicable law.

9. Contact Form

The contact form on this Website is provided as a means of general enquiry only. Submitting a message via the contact form does not constitute the formation of a contractual relationship. We will respond to enquiries at our discretion in accordance with our standard practices.

10. Changes to the Website and Terms

We reserve the right to modify, suspend, or discontinue the Website or any part thereof at any time without notice. We also reserve the right to update these Terms at any time. The date of the most recent revision is shown at the top of this page. Continued use of the Website following any changes constitutes acceptance of the revised Terms.

11. Governing Law and Jurisdiction

These Terms and any dispute arising out of or in connection with the use of this Website shall be governed by and construed in accordance with the laws of the Federal Republic of Germany, without regard to its conflict of law provisions. The courts of Frankfurt am Main shall have exclusive jurisdiction over any dispute arising in connection with these Terms.

12. Contact

If you have any questions regarding these Terms, please contact us at:

LOANCOS GmbH
Eschersheimer Landstraße 50–54
60322 Frankfurt am Main
Deutschland
Email: support@loancos.org